1. Legal Notice and Agreement to Terms

This website (the “Site”) is owned and operated by FT International Group, a limited liability company incorporated under the laws of the State of Wyoming, United States, with registered office at

3rd Floor, 86-90 Paul Street, London EC2A 4NE, United Kingdom.

By accessing or using the Site in any way—including browsing, subscribing, making a purchase, or using any of the services offered—you agree to be legally bound by these Terms and Conditions, which constitute a binding contract between you (“User” or “Client”) and FT International Group (“we”, “our”, or “the Company”).

If you do not agree to these Terms, you must not use or access this website or any of the services offered herein.

We reserve the right to modify, update, or replace any part of these Terms at our sole discretion at any time. Any changes will be effective immediately upon posting. It is your responsibility to review the Terms periodically. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

2. Educational Purpose and Professional Disclaimer

All information, services, and training materials provided on this Site—including those offered via downloadable resources, video/audio lessons, coaching programs, and digital courses—are intended exclusively for educational and personal/professional development purposes.

The training offered by FT International Group is strictly educational in nature. The proposed content does not replace therapeutic or psychological treatment, nor does it authorize or qualify users to perform any regulated healthcare profession. Any use of the acquired techniques is the sole responsibility of the user and is subject to the applicable laws and regulations of their jurisdiction.

The information provided should not be considered medical advice, nor a substitute for diagnosis, treatment, or advice from a licensed healthcare provider. If you are experiencing any medical or psychological concerns, consult your doctor or another qualified professional immediately.

Do not rely on information provided on this Site to make medical decisions or discontinue medical treatments. Results mentioned or shown on this Site, including testimonials, are individual and not guaranteed. Your outcomes may vary based on effort, context, and other variables beyond our control.

3. Intellectual Property and Content Protection

All content on this Site—including but not limited to: text, graphics, logos, images, videos, documents, downloadable materials, course content, proprietary frameworks, and structure—is the exclusive property of FT International Group or its licensed content providers and is protected under U.S. copyright laws (Title 17 U.S. Code), trademark law, and international intellectual property treaties.

Unless otherwise specified in writing by the Company:

• No part of the Site may be copied, reproduced, modified, republished, uploaded, posted, transmitted, or distributed in any form or by any means without prior written consent.

• The Client is granted a limited, personal, non-transferable, non-commercial license to access and use the course or content they have purchased or subscribed to.

• Any unauthorized use will result in immediate termination of the license and may lead to legal proceedings including but not limited to claims for damages and injunctive relief.

Sharing login credentials, giving access to unauthorized third parties, copying content, or using course materials for public presentations or resale constitutes a violation of these Terms and may lead to suspension of services and legal consequences.

4. Payment Terms and Refund Policy

By completing a purchase through the Site, the Client agrees to pay the full fee associated with the selected product or service. The following conditions apply:

• All payments are final and non-refundable, unless expressly stated otherwise in the specific product offer.

• Due to the immediate availability of digital content, the Client expressly waives the right to withdrawal or refund as per U.S. digital commerce law and applicable state regulations (e.g., Wyoming UETA §40-21-105).

• If a payment plan is selected, the Client agrees to the scheduled payments and authorizes automatic charges to the payment method on file. Non-payment, chargebacks, or disputes will be considered breach of contract and may result in suspension of access and recovery actions.

Payment Provider & Data

All payment data is processed securely via third-party provider Stripe, which complies with PCI-DSS standards. We do not store any payment credentials. You are responsible for ensuring your payment method is valid and up to date.

5. Master School: Payment Plan Agreements

If you purchase any training under a payment plan structure, the following additional terms apply:

Terms of Agreement

You authorize FT International Group to charge your debit/credit card for the installment amounts as specified at checkout. By agreeing to a payment plan:

• You confirm that the total amount is due, even if paid in installments.

• You understand that payments are non-refundable under any circumstance.

• You agree not to initiate chargebacks or disputes via your financial institution.

Default and Enforcement

In the event of payment default:

• Access to services may be immediately suspended.

• You remain liable for the full outstanding balance.

• You accept financial responsibility for any recovery costs incurred by FT International Group, including but not limited to: debt collection agency fees, late fees (minimum $60 per invoice), and legal correspondence (e.g., Letters Before Action).

Currency & Processing

All prices are in USD unless otherwise indicated. Any applicable transaction or processing fees are the responsibility of the Client.

6. Warranty

The site and all its content are provided on an “as is” and “as available” basis. FT International Group makes no express or implied warranties or representations, including but not limited to implied warranties of merchantability, fitness for a particular purpose, completeness, or accuracy. The use of the site and content is at your sole risk. We do not guarantee that the service will be error-free, secure, or uninterrupted.

7. Limitation of Liability

Except in cases of willful misconduct or gross negligence, FT International Group shall not be liable for any direct, indirect, incidental, consequential, or punitive damages, including but not limited to loss of profits, goodwill, or data, arising from or related to the use or inability to use the services or content provided. This includes any harm resulting from reliance on information published on the website or linked platforms.

8. Availability of the Site

You acknowledge that it is technically impossible to guarantee uninterrupted availability of the site and that we do not assume such an obligation. Technical errors, maintenance operations, or factors beyond our control, such as internet failures or third-party service issues, may render the site temporarily unavailable. FT International Group disclaims any liability for such interruptions.

9. External Links

Our website may contain links to third-party websites. These links are provided solely for your convenience. FT International Group does not endorse, monitor, or control the content of any linked site. We are not responsible for the availability, accuracy, legality, or any other aspect of the content on those external websites.

10. Use of the Site and Indemnification

You agree not to use the website for any unlawful or prohibited purpose. You also agree not to interfere with the operation of the site, introduce viruses, or transmit any material that is defamatory, offensive, or infringes upon the rights of others. You agree to indemnify and hold harmless FT International Group, its employees, contractors, and agents from and against all claims, losses, liabilities, and expenses arising from your misuse of the site or breach of these terms.

11. Intellectual Property

All content displayed on the website—including but not limited to text, graphics, logos, icons, images, videos, software, and course materials—is the exclusive property of FT International Group or its licensors and is protected under applicable copyright and intellectual property laws. Any unauthorized reproduction, modification, distribution, republication, or transmission of any portion of this content is strictly prohibited without the express written consent of FT International Group. Users are granted a limited, non-transferable, non-exclusive license for personal use only, which does not include any commercial use or public display.

12. Third-Party Links

This website may contain hyperlinks to websites operated by third parties. FT International Group has no control over such external websites and accepts no responsibility for the content, policies, or accuracy of third-party sites. The inclusion of a link does not imply endorsement. You acknowledge and agree that FT International Group shall not be liable, directly or indirectly, for any damage or loss caused by or in connection with your use of or reliance on any third-party content or services.

13. Payment Plan Agreements – Master School

By choosing to pay for a product or course via a payment plan, you agree to the specific installment terms at the time of purchase and authorize FT International Group to charge your credit/debit card accordingly.

You further agree and understand that:

• All payment plan purchases are final and non-refundable.

• You shall not dispute any authorized charge with your bank or payment processor.

• You are legally bound to fulfill all scheduled payments under the agreed terms.

In case of default:

• FT International Group reserves the right to suspend course access until payment is current.

• You will be liable for recovery fees, including but not limited to a $60.00 charge per invoice, collection agency fees, interest, and legal fees.

• Payments may be processed through Stripe, a third-party provider. FT International Group does not store your card details. For Stripe’s privacy policy, visit: https://stripe.com/gb/privacy

14. Warranty Disclaimer

The website, content, and any related products or services are provided on an “as is” and “as available” basis. FT International Group makes no warranties or representations—express or implied—including, but not limited to:

• Fitness for a particular purpose

• Merchantability

• Accuracy or completeness of content

• Results from course or service use

You agree to use this website and its contents at your own risk. We do not guarantee uninterrupted or error-free operation or that defects will be corrected.

15. Medical Disclaimer and Educational Purposes Only

The training offered by FT International Group is solely for educational purposes.

It does not substitute therapeutic or psychological treatment, nor does it authorize the practice of any regulated healthcare profession.

All application of the techniques learned is subject to the laws and regulations of the country in which the user operates.

You must not rely on information on our website as an alternative to professional medical advice. If you have any medical concerns, you should consult your physician or licensed healthcare provider. Never delay, disregard, or discontinue medical treatment based on any content from our website or services.

Individual results may vary and cannot be guaranteed. Any testimonials displayed are individual cases and should not be considered typical.